Is Affirm down right now?

No. Our checks are finding no problems with Affirm right now. That verdict is live, and the banner at the top of this page carries it too. We re-check Affirm continuously using its official status feed, direct network probes and reports from visitors, stopping at the first check that gives a clear answer, and the page updates itself as soon as anything changes. A green verdict does not rule out a fault affecting only some users or regions.

The problems visitors report most often on this page are checkout or payment, can't log in, can't connect, 5xx error pages, no response / timing out and slow or laggy. Those are the options the report button offers for Affirm, chosen for how this service actually fails rather than a generic list, and the "user reports" chart above breaks down which ones people are picking right now.

Our checks run from one place on the internet, so a fault limited to your region or network can be real while our probes succeed. With Affirm specifically, Affirm's underwriting engine, merchant integration layer, and payment processing backend can fail independently. A merchant's integration may be broken while Affirm's core service runs fine, or underwriting may be slow while checkout appears responsive. That is why this page reports what it observed rather than declaring the service healthy, and why reports from other visitors count toward the verdict.

For Affirm, try applying for financing on Affirm's own website or a major partner merchant like Shopify stores. A problem that follows you across networks and devices is very unlikely to be yours.

If this page shows evidence of problems, the fault is most likely on Affirm's side. Specifically: do not repeatedly submit the same purchase or create duplicate loan applications, as each attempt generates a hard credit inquiry and rejection record. Reporting it here helps other people see they are not alone.

Continuously, around the clock. Affirm publishes a machine-readable status feed, so our first check reads it directly and reports what Affirm itself says. If that feed is unreachable we fall back to a direct HTTP probe, then an ICMP ping, then reports from visitors. The verification tier box on this page names whichever check produced the verdict you are reading, so you can see how direct the evidence is.

Yes, at status.affirm.com, and it is linked further up this page. That is Affirm's own account of their service and it is the place to look for their estimate of a fix. We read it where we can, but we publish our own observations beside it rather than only repeating theirs, because an operator's status page can lag a problem their users are already hitting.

No. status.buzz is an independent monitoring site operated by LuzLab LLC, with no connection to Affirm or affirm.com. It reads publicly available endpoints and status feeds, and publishes what it observed. For account or billing problems you need Affirm's own support, not us.